Long Term Disability
People buy insurance in an effort to feel more secure knowing they will be taken care of in the event of an accident or injury. Individuals with long term disabilities rely on their benefits for survival and many have no other means of support. Sadly, insurance providers often take advantage of or mistreat those with long term disabilities and fail to provide adequate insurance coverage. This type of insurance fraud is known legally as “bad faith,” which refers to several unfair or fraudulent practices insurance companies partake in to delay or deny the payment of a valid claim. Those who are the victim of insurance bad faith have the right to take legal action against their insurance company.
If you or someone you love has been denied long term disability insurance or is facing other insurance bad faith issues, we advise you to consult with a qualified and trusted attorney who can help protect your legal rights and maximize your interests. Please contact Aitken * Aitken * Cohn today for a FREE consultation with an experienced and caring insurance fraud attorney.
Examples of Long Term Disability Bad Faith
Insurance fraud is prevalent in the United States. Sadly, many companies take advantage of members of society who are suffering from long term disabilities. Examples of long term disability insurance bad faith may include:
- Policy benefits are denied for invalid or fraudulent reasons
- Benefits or money that is offered is below the amount stated in the policy
- Payments to the policyholder are unreasonably delayed
- Inadequate investigations by insurance company
Any actions that disrupt a policyholder’s right to receive proper benefits as stated under their insurance contract is considered insurance fraud and victims are eligible to seek compensation for their losses.
How We Can Help
Since 1978, the renowned attorneys at Aitken * Aitken *Cohn have helped spearhead several California insurance fraud liability decisions. Depending on the circumstances surrounding the denial of your long term disability benefits, you may be entitled to recover damages exceeding the benefits provided in your insurance policy. Let us use our extensive experience in this area of litigation to help you.
Please contact us today to speak with an experienced insurance fraud attorney who can evaluate your case FREE of charge and help you pursue the best course of action.