{"id":2379,"date":"2011-12-09T16:29:00","date_gmt":"2011-12-09T23:29:00","guid":{"rendered":"http:\/\/www.aitkenlawblog.com\/?p=44"},"modified":"2011-12-09T16:29:00","modified_gmt":"2011-12-09T23:29:00","slug":"insurance-bad-faith-preserving-duty-to","status":"publish","type":"post","link":"https:\/\/www.aitkenlaw.com\/newsite\/2011\/12\/09\/insurance-bad-faith-preserving-duty-to\/","title":{"rendered":"Insurance Bad Faith: Preserving the Duty to Act in Good Faith and Fair Dealing"},"content":{"rendered":"<p>At <a href=\"\/\">Aitken * Aitken * Cohn<\/a>, our practice involves helping injured people pursue justice through our civil court system.&nbsp; This requires us to be experienced in handling cases that cross into several areas of the law, including insurance contract law.&nbsp; For instance, when representing clients injured in a <a href=\"\/orange-county-car-accident-lawyers\/\">motor vehicle accident<\/a>, disputes can arise between the client and their automobile insurance company over the coverage provided by their automobile insurance policy.&nbsp; These contractual disputes are influenced by the desire of the automobile insurance company to pay as little as possible to people they insure.&nbsp; Though automobile insurance companies issue policies to protect you in case you unintentionally harm another, one must remember that automobile insurance companies are still for-profit businesses and thus are still acting in their own interests.The public, otherwise known as the &#8220;insured,&#8221; rarely have the luxury of a team of lawyers to represent them in disputes with their insurance companies.&nbsp; At <a href=\"\/\">Aitken * Aitken * Cohn<\/a>, however, our lawyers have gained the expertise to handle these cases and achieve amazing results.<\/p>\n<p>Generally, contract law provides that all contracts are subject to an implied duty that each party must act with &#8220;good faith and fair dealing.&#8221;&nbsp; When an insurance company does not act with &#8220;good faith and fair dealing&#8221; they are acting in bad faith, hence the term &#8220;<a href=\"\/orange-county-insurance-bad-faith-lawyer\/\">insurance bad faith<\/a>.&#8221;<\/p>\n<p>If you are injured in an <a href=\"\/orange-county-car-accident-lawyers\/crashworthiness\/\">motor vehicle accident<\/a> and it is due to the fault of another, it is the at-fault party\u2019s automobile insurance that you will likely be seeking recovery from, at least in part, to compensate your damages.&nbsp; If the at-fault party\u2019s insurance company fails to act in &#8220;good faith and fair dealing&#8221; when handling claims this could subject their insured to personal liability, you may be able to pursue an action directly against the at-fault party\u2019s insurance company after a judgment has been taken.&nbsp; In addition, if your home is damaged by an <a href=\"\/orange-county-electrical-accidents-lawyer\/\">accidental fire<\/a>, and your claim for damages from your homeowner\u2019s insurance company is denied or handled improperly, you may also have a cause of action against your homeowner\u2019s insurance company.<\/p>\n<p>The Neal case is controlling precedential law that must be followed by all trial courts in this State.&nbsp; Thanks to <a href=\"\/staff\/wylie-aitken\/\">Wylie<\/a> and his advocacy for his client, an insurer may be found liable for acting in bad faith for failing to promptly pay undisputed claims.&nbsp; See also <span style=\"text-decoration: underline;\">Boicourt v. Amex Assurance Company<\/span> (2000) 78 Cal.App. 4<sup>th<\/sup> 1390 (<a href=\"\/staff\/wylie-aitken\/\">Wylie A. Aitken<\/a> and <a href=\"\/staff\/darren-aitken\/\">Darren O. Aitken<\/a> convinced the court that a formal settlement offer was not an absolute prerequisite to the injured party\u2019s bad faith action when the injured party made a request for policy limits and the automobile insurance company refused to contact the policyholder about the request.)<\/p>\n<p>Over the years, the <a href=\"\/attorneys\/\">attorneys<\/a> of Aitken * Aitken * Cohn have ardently prosecuted on behalf of clients not treated fairly by insurance companies.&nbsp;&nbsp; If you or someone you know is involved in a dispute arising out of&nbsp; homeowner\u2019s insurance, life insurance, <a href=\"\/orange-county-long-term-disability-lawyer\/\">disability insurance<\/a>, and\/or automobile insurance, the attorneys at <a href=\"\/practice-areas\/\">Aitken * Aitken * Cohn<\/a> have the needed experience and proven results to handle your case.<\/p>\n<div id=\"attachment_2505\" style=\"width: 209px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-2505\" src=\"https:\/\/www.aitkenlaw.com\/wp-content\/uploads\/2011\/12\/atticus-bad-faith-199x300.jpg\" alt=\"atticus-bad-faith\" title=\"atticus-bad-faith\" width=\"199\" height=\"300\" class=\"size-medium wp-image-2505\"><p id=\"caption-attachment-2505\" class=\"wp-caption-text\">Atticus N. Wegman<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>At Aitken * Aitken * Cohn, our practice involves helping injured people pursue justice through our civil court system.&nbsp; This requires us to be experienced in handling cases that cross into several areas of the law, including insurance contract law.&nbsp; For instance, when representing clients injured in a motor vehicle accident, disputes can arise between&#8230; <a class=\"read-more\" href=\"https:\/\/www.aitkenlaw.com\/newsite\/2011\/12\/09\/insurance-bad-faith-preserving-duty-to\/\">read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[],"class_list":["post-2379","post","type-post","status-publish","format-standard","hentry","category-news"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.aitkenlaw.com\/newsite\/wp-json\/wp\/v2\/posts\/2379","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.aitkenlaw.com\/newsite\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.aitkenlaw.com\/newsite\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.aitkenlaw.com\/newsite\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.aitkenlaw.com\/newsite\/wp-json\/wp\/v2\/comments?post=2379"}],"version-history":[{"count":0,"href":"https:\/\/www.aitkenlaw.com\/newsite\/wp-json\/wp\/v2\/posts\/2379\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.aitkenlaw.com\/newsite\/wp-json\/wp\/v2\/media?parent=2379"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.aitkenlaw.com\/newsite\/wp-json\/wp\/v2\/categories?post=2379"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.aitkenlaw.com\/newsite\/wp-json\/wp\/v2\/tags?post=2379"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}