Long Beach Insurance Fraud Attorneys
An insurance policy is a contract between you (the insured) and an insurance company (the insurer). If you live up to your end of the contract by paying your premiums and submitting only valid claims, the insurer must live up to its end by paying valid claims. An insurance fraud attorney knows that denying a valid claim, or using tactics to stall or frustrate the insured is called bad faith and it is a form of insurance fraud.
Insurance fraud information and advice on filing a lawsuit for alleged bad faith insurance practices is available to you when you contact a Long Beach insurance fraud lawyer at the law firm of Aitken * Aitken * Cohn. Our Long Beach personal injury attorneys protect the rights of people who have been injured and denied their rightful insurance benefits. An insurance fraud attorney will work to have your proper benefits restored, and may be able to get you additional compensation. To schedule a consultation with a qualified insurance fraud attorney, please contact us today.
Examples of Insurance Fraud
There are several types of bad faith insurance practices that warrant an insurance fraud lawsuit. Contact a Long Beach insurance fraud lawyer if your insurance company engages in the following bad faith practices:
- Conducts an incomplete investigation before denying claim
- Conducts an unreasonably drawn out investigation of the claim
- Makes an inappropriate settlement offer compared to actual value of the claim
- Retroactively changes the policy without the consent or knowledge of the insured
- Intentionally misinterprets legal terms or policy language
- Refuses to insure an individual without proper justification
- Delays the processing of a claim to an unreasonable degree
- Raises premium rates to an unreasonable level without justification
“In California, insurance cases involving property damage under $12,500 are typically handled in small claims court, a venue where parties generally cannot be represented by attorneys. While a wide range of actions can lead to bad faith liability, water damage, and homeowner’s insurance cases are among the most common inquiries our firm receives. At Aitken Aitken Cohn, we focus on catastrophic and significant property damage loss cases, particularly those involving repair or replacement costs exceeding $200,000 in damages.”
Contact a Long Beach Insurance Fraud Lawyer
If you feel that your insurance company has acted in bad faith, Aitken * Aitken * Cohn may be able to assist you. Contact an Orange County personal injury attorney today to learn more about your rights.